Down Payment Assistance

Reducing One of the Biggest Barriers to Buying a Home

Saving for a down payment is one of the most common challenges buyers face. Down Payment Assistance programs may help eligible buyers reduce or defer upfront cash requirements.

We help you identify and navigate available state and local programs designed to support qualified California buyers.

How Down Payment Assistance Works

Depending on eligibility, assistance may come in the form of:
  • Agent-funded closing cost incentives
  • Strategic loan structure options
  • Lender credits
  • California & government assistance programs
Availability, terms, and requirements vary by program.
Find available assistance
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Clear Guidance, No Guesswork
Check eligibility or speak with an advisor to explore down payment assistance options.

We’ll help you understand:

  • Which programs you may qualify for
  • How assistance impacts your loan structure
  • Long-term considerations and repayment terms