Programs Designed to Support California’s Service Professionals
At California Loans for Heroes, our programs are built to make homeownership more accessible, affordable, and straightforward for the people who serve our communities every day.
Rather than offering one-size-fits-all solutions, we focus on combining competitive loan options, reduced lending costs, and available assistance programs—all guided by a dedicated home loan advisor who helps you understand your options at every step.
Whether you’re buying your first home, moving up, or refinancing, our programs are designed to support service professionals and their families throughout California.
Our Available Programs
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Heroes Reward Program
Heroes Reward Program Savings-focused benefits designed specifically for eligible service professionals, including reduced lender fees and potential closing cost incentives.
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Buyer Assistance Program
Programs and strategies that can help reduce upfront costs and make purchasing a home more manageable.
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Home Loans
A wide range of loan options tailored to your financial profile, goals, and timeline—including conventional, FHA, VA, jumbo, and more.
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Down Payment Assistance
Access to eligible state and local programs that may help qualified buyers reduce or defer down payment requirements.
Every program starts with a conversation. We take the time to understand your goals, explain your options clearly, and help you choose the path that makes the most sense for your situation.
Get Started
- Not a loan application
- No SSN required
- No obligation
- Your information stays private, secure, and is never shared